Comprehensive Answers on Identity and ID Verification Solutions of Authenticate®
What is the difference between Identity and document verification?
Identity verification confirms an individual's identity by validating personal information such as name, address, National ID number (SSN) and date of birth, in authoritative databases. On the other hand, document verification involves verifying the authenticity of official documents, like passports or driver's licenses, to ensure they're not forged or tampered with. Both processes are crucial for ensuring trust and security in online transactions.
What does "liveness assessment" mean?
"Liveness assessment" determines if a user's selfie is genuine and live. For eg: poor quality means the selfie didn't meet standards. You can review the image in the portal to decide.
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What is Email Verification?
Authenticate® employs a time-sensitive, six-digit passcode sent to the user's email address for verification. This method ensures secure authentication of email addresses, enhancing account security and preventing identity theft. With this seamless process, businesses can trust that their users are verified with confidence and that no illegal impersonation occurs.
What is Phone Number Verification?
Authenticate® employs a time-sensitive, six-digit passcode system sent directly to users' phones for verification. This method ensures swift and secure verification of phone numbers worldwide, enhancing security and trust in online interactions.
What are Facial Recognition & Liveness Detection?
Authenticate® employs advanced technology to compare facial features in the ID photo and the live selfie taken by the users and generate an instant correlation score. Additionally, the comparison photo undergoes liveness detection using iBeta level 2 anti-spoofing technology, ensuring authenticity and preventing fraudulent attempts. This robust process enhances security and trust, allowing businesses to verify user identities and prevent unauthorized access confidently. With Authenticate®'s facial verification capabilities, businesses can rest assured that their user’s identities are protected with state-of-the-art measures against spoofing and fraud.
What is an Authoritative Database Search?
Authenticate® ensures the accuracy and reliability of user data by cross-referencing it with authoritative databases in the United States and 40 other countries. By leveraging these trusted sources, we validate user information, enhancing the security and trustworthiness of our verification process for businesses and individuals.
What are score inputs?
Score inputs assess the similarity between input data on a user and the information stored in our exclusive identity graph. This comparison generates a risk score reflecting the level of match or disparity. The score inputs feature aids in evaluating the authenticity of user-provided data, enabling businesses to make informed decisions regarding identity verification and risk mitigation strategies. With this tool, Authenticate® enhances security measures and empowers businesses to safeguard against fraudulent activities effectively, bolstering trust and confidence in their verification processes.
What is Knowledge-Based Authentication?
Authenticate® offers robust identity verification through personalized quizzes generated from user-provided information, such as full legal name, date of birth, and full or partial Social Security Number. This multi-layered approach enhances security, ensuring reliable authentication while maximizing user convenience.
Authenticate® employs knowledge-based authentication(KBA) to confirm user identities through personalized questions like the name of their first pet or past addresses. This method asks questions designed for an individual that only they would know. This adds an extra layer of security for your verification process as Authenticate®’s advanced AI & ML algorithms combine KBA with Liveness detection for enhanced security.
What is International Authoritative Database Search?
Authenticate® utilizes authoritative databases spanning 40 countries worldwide to verify user data accurately and efficiently. By cross-referencing against these databases, we ensure the authenticity and reliability of user information.
What is SSN Verification?
Authenticate® offers Social Security Number (SSN) verification as part of its identity verification services. By confirming the accuracy of SSNs provided, Authenticate® helps businesses authenticate individual's identities with confidence, enhancing security and trust.
What are Verify inputs?
Verify Inputs offer valuable insights into a person's confidence level regarding their identity, inputs, and associated risk level. These inputs provide precise and high-value information, allowing businesses to make informed decisions confidently.
By leveraging Verify Inputs, Authenticate® ensures thorough scrutiny and assessment. With each credential (full legal name, address, and phone number) input by the user, our platforms do a risk assessment on those credentials and return a risk score on each of them after spanning identity graphs located both digital and terrestrial ecosystems.
What is Financial Account Ownership Verification?
Authenticate® utilizes trusted financial credentials powered by Mastercard to authenticate users securely through their financial accounts. This process enhances security by leveraging established financial institution's verification systems, ensuring reliable and efficient identity verification for enhanced trust and security.
What is MFA?
Multi-factor authentication (MFA) enhances security by requiring users to provide two or more pieces of evidence to access a website or application. With MFA, users must successfully present multiple forms of verification, such as passwords, biometrics, or security tokens, providing robust protection against unauthorized access and ensuring secure authentication processes.
What is Enhanced Government ID Verification?
Authenticate® utilizes advanced technology to conduct 50 forensic tests on any government-issued ID, ensuring instant authentication results. Covering over 6,000 IDs from 200+ countries and 38 languages, our process includes automatic fallback and expert manual review for enhanced accuracy. Users receive a comprehensive data payload containing all ID information, guaranteeing secure and reliable verification.
What is Government ID Verification?
Authenticate® employs advanced technology to verify two/one-sided IDs. The front of the document is scanned using OCR to extract information, while the back, with a barcode, is decoded and matched with the front data. The system returns all document information along with confidence levels of authenticity. This rigorous process ensures thorough verification, enhancing trust and security in user identities.