Solutions by Authenticate®
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      Learn More About Our Solutions.

      Learn how Authenticate® excels in preventing fraud with top-tier verification and background check services, enhancing business security.

      What is Identity Verification?

      Identity verification is a critical process used to confirm an individual's identity, ensuring that a person is who they claim to be. This process is vital across various sectors, including but not limited to finance, rental, healthcare, and online commerce, to prevent fraud, enhance security, and comply with regulatory mandates.

      Identity verification involves validating personal information, credentials, and biometric data. This ensures that individuals or entities engaged in services or transactions are legitimately who they purport to be. The verification process can protect against identity theft, financial fraud, unauthorized access, and other malicious activities.

      How Authenticate® Enhances Identity Verification

      Authenticate® provides a robust suite of identity verification solutions tailored to the diverse needs of modern businesses.

      1. Personal Information Verification: This process validates crucial personal details such as names, addresses, dates of birth, and Social Security Numbers (SSNs). It also ensures that the personal information is authentic and valid, which is crucial for compliance and security.
      2. Background Checks: Perform extensive checks, including criminal records at county and federal levels. It helps identify individuals with potentially risky backgrounds, mitigating possible threats and legal issues.
      3. Biometric Authentication: Utilizes biometric methods, such as facial recognition and liveness detection, which enhances security measures and prevents fraud through sophisticated technologies that confirm physical presence and identity.
      4. True Continuous Monitoring (TCM): Monitors and alerts on any suspicious activities in real time. It allows businesses to proactively address risks, maintaining continuous oversight over activities to respond to potential threats quickly.
      5. ReAuthenticate™: At its core, ReAuthenticate™, with its world-class Identity Verification APIs, faster eKYCs & other tools, is a security mechanism designed to repeatedly verify your identity during a single session or after a certain period with just a selfie. ReAuthenticate™ helps you to increase efficiency by verifying returning users with a selfie and comparing it to previous records in our databases. Unlocking a faster, more secure verification process.

      Why Choose Authenticate®?

      Authenticate® is not just a tool but a comprehensive platform that integrates seamlessly into various business operations with simple APIs and NO CODE SOLUTIONS. It provides a multi-dimensional approach to identity verification, combining traditional methods with advanced technological innovations.

      In today's digital age, comprehensive identity verification is more critical than ever. Authenticate® offers businesses a powerful ally in the fight against fraud and unauthorized access, ensuring they can operate securely and confidently. Companies can protect their operations, comply with regulations, and build trust with their customers by choosing Authenticate®.

      For further details on integrating Authenticate® into your business operations or for any queries related to our identity verification solutions, please contact our support team.

      What is Background Verification?

      Background verification is crucial for businesses to ensure the integrity and reliability of individuals before establishing professional relationships or making hiring decisions. Authenticate® offers an advanced and comprehensive solution for conducting detailed background checks, which is crucial for mitigating risks and maintaining workplace safety.

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      Background Checks 

      Background checks involve reviewing an individual's past to verify the accuracy of their claims and assess potential risks. With Authenticate®, these checks are taken to a new level of thoroughness, including examinations of criminal records, employment history, educational credentials, and more. Authenticate®'s cutting-edge technology and extensive database network ensure a comprehensive and secure process.

      Authenticate® Background Verification Services

      • Identity Verification: Verify critical personal information such as name, address, date of birth, and Social Security Number (SSN) to prevent identity fraud. Authenticate® utilizes advanced methods like liveness detection and Facial recognition along with traditional methods like phone number and email verification for comprehensive protection.
      • Criminal Records Checks: Authenticate® performs thorough searches of criminal histories at both county and federal levels, identifying individuals with criminal backgrounds and assessing potential security risks. Enhanced checks include global watchlist search and 7-year criminal activity verification.
      • Employment History Verification: Authenticate® verifies the authenticity of an individual's past employment claims, ensuring users have the professional experience and qualifications they claim.
      • Education Verification: Confirm the validity of educational qualifications listed by an individual, such as degrees, diplomas, and certifications.

      By utilizing Authenticate®, businesses can perform thorough and reliable background checks, which are crucial for safeguarding their operations and making informed decisions.

      Our platform's robust features and extensive data access provide a solid foundation for building trust and ensure compliance in any professional engagement, giving businesses the confidence they need in their hiring processes.

      What is Government ID verification?

      Authenticate® offers an advanced set of solutions for conducting government ID verifications. This process is essential in various industries, such as financial services, short term renting, and e-commerce, to ensure compliance, prevent fraud, and establish trust.

      How Authenticate® Conducts Government ID Verification?

      1. Document Authentication: Authenticate® employs advanced document verification technology to confirm the authenticity of government-issued identification documents. This technology checks for any signs of alteration or forgery in documents such as driver’s licenses, passports, and national ID cards.

        The document's features, including security elements, are checked using forensic analysis with over 200 points that are critically examined to give the result of verification.

      2. Data Extraction: Relevant data (Alphanumeric Codes) is extracted from the ID document using optical character recognition (OCR) technology. This includes personal details such as the individual's name, date of birth, and document numbers.

      3. Biometric Verification: Authenticate® integrates facial recognition technology to compare the photo on the ID document with the face of the individual presenting the ID. This step confirms that the document belongs to the person presenting it. Additionally, to prevent identity theft through the use of photographs or video, Authenticate® incorporates liveness detection techniques. This ensures that the individual is physically present during the verification process and gives a “liveness” score out of 99. The higher number indicates the presence of an actual person.

      Businesses can confidently and efficiently conduct thorough background checks by leveraging Authenticate®'s sophisticated capabilities. Our government ID verification process is designed to mitigate risks, ensuring all individuals are properly vetted and compliant with legal standards.

      Your Guide to Authenticate®'s Effective Solutions

      • Email Verification- This method offers a reliable approach to Identity Verification. It involves issuing a unique passcode to users, which they must enter into a designated portal. This process verifies the accuracy of the provided credentials (specifically, the email address) and confirms the user's ownership of that email. The authentication mechanism utilizes a time-sensitive, six-digit passcode delivered to the user's email address, ensuring a secure verification process. By employing this method, organizations can bolster account security, thwart identity theft attempts, and confidently verify their users' identities without risk of unauthorized impersonation.
      • Phone Number Verification- Authenticate® employs a time-sensitive, six-digit passcode system sent directly to users' phones for verification. This method ensures swift and secure verification of phone numbers worldwide, enhancing security and trust in online interactions.
      • Facial Recognition & Liveness Detection- Authenticate® employs advanced technology to compare facial features in the ID photo and the live selfie taken by the users and generate an instant correlation score. Additionally, the comparison photo undergoes liveness detection using iBeta level 2 anti-spoofing technology, ensuring authenticity and preventing fraudulent attempts.
      • Authoritative Database Search- Authenticate® ensures the accuracy and reliability of user data by cross-referencing it with authoritative databases in the United States and 40 other countries. By leveraging these trusted sources, we validate user information, enhancing the security and trustworthiness of our verification process for businesses and individuals.
      • Government ID Verification- Authenticate® employs advanced technology to verify two/one-sided IDs. The front of the document is scanned using OCR to extract information, while the back, with a barcode, is decoded and matched with the front data. The system returns all document information along with confidence levels of authenticity. This rigorous process ensures thorough verification, enhancing trust and security in user identities.
      • Knowledge-Based Authentication- Authenticate® offers robust identity verification through personalized quizzes generated from user-provided information, such as name, date of birth, and full or partial Social Security Number. This multi-layered approach enhances security, ensuring reliable authentication while maximizing user convenience. Authenticate® employs knowledge-based authentication(KBA) to confirm user identities through personalized questions like the name of their first pet or past addresses. This method asks questions designed for individuals only they would know. This adds an extra layer of security for your verification process as Authenticate®’s advanced AI&ML algorithms combine KBA with Liveness detection for enhanced security.
      • SSN Verification- Authenticate® provides Social Security Number (SSN) verification as a critical component of its identity verification services. When a user submits personally identifiable information (PII) along with their SSN (either full or partial), Authenticate® cross-references this data against comprehensive authoritative databases. This process ensures the accuracy and consistency of the identity information provided by the user with the information held in these databases. 
      • Financial Account Ownership- Financial Account Ownership Verification enhances business verification processes economically, adding an extra layer to Know Your Customer (KYC) checks already conducted by banks. This method validates an individual's access to a specified account and ensures their provided personal information matches bank records. Leveraging Mastercard's system, it allows seamless identity verification through users logging into their financial accounts and bolstering KYC and Anti-Money Laundering (AML) protocols. Integrated into Authenticate's platform, it securely authenticates users through their financial account login, accessing real-time data for accuracy and security. Users verify their accounts through MasterCard's portal, with Authenticate® cross-checking ownership details against provided information, including date of birth for enhanced accuracy.
      • Multi Factor Authentication- Multi-factor Authentication (MFA) strengthens security measures by demanding users to provide two or more forms of evidence of their identity. This strategy significantly reduces the risk of unauthorized access. MFA incorporates various verification methods, including phone number and email validation, offered through Authenticate®. Phone number verification initiates when users provide their number, receiving a verification code via SMS, which they input into the designated field to confirm. Similarly, email verification begins with users receiving a passcode via email, which they enter into the platform to validate their email address.

      Criminal Background Checks

      • Federal Level Checks- Authenticate® automatically searches for all publicly available federal criminal and civil records, ensuring comprehensive screening. Our researchers meticulously review these records to provide accurate and thorough results within 24 hours, enhancing trust and confidence in our verification process for businesses.
      • County-Level Checks- Authenticate® utilizes a comprehensive process to verify county-level criminal and civil records, ensuring accuracy and compliance. By accessing reliable databases and conducting thorough searches, Authenticate® identifies and validates relevant records, providing businesses with crucial insights within 2-3 business days, depending on the county, to help them safeguard against illicit activities.
      • 7-Year Criminal Activity Reports- The 7-Year Criminal Activity Report offered by Authenticate® provides insights into an individual's criminal history over the past seven years, if any. This comprehensive report aggregates public records and commercially available data. The report remains a powerful tool for businesses to assess potential risks associated with individuals, aiding in informed decision-making processes.
      • Global Watchlist Reports- The Global Watchlist Search is a tool to screen individuals against international sanctions and watchlists. This verification process helps organizations comply with regulations and enhance security. The search compares identities against databases like OFAC, EU Consolidated List, and UN Consolidated List. A matching threshold determines a TRUE or FALSE response for potential matches. This allows organizations to make informed decisions based on background checks and mitigate risks associated with non-compliance.